Confidential lender overview · Property addresses available upon request

Confidential lender overview · September 2026

Disciplined ownership.
Durable cash flow.

A privately held residential portfolio spanning Rockford, Illinois and Asheville, North Carolina, with positive in-place cash flow and substantial equity.

5Real estate assets
5Income-producing units
$1.53MReal estate value
$628,78580% leverage capacity

Income-producing assets

A focused residential portfolio

Street addresses are withheld from this overview. Full addresses, supporting records, leases, and property-level documents are available to qualified lending partners upon request.

Asheville Multi-Unit

Long & Short Term Rentals · Address available upon request

Debt Service Coverage RatioQualifying rent ÷ PITIA
3.10×
Monthly rent
$4,350
Value
$653,000
Loan balance
$151,483

East Rockford, IL · Property B

1930 single-family home · 3 beds · 2 baths · 1,686 sq ft · Address available upon request

Debt Service Coverage RatioQualifying rent ÷ PITIA
2.08×
Monthly rent
$1,875
Est. value
$178,100
Loan balance
$73,044

East Rockford, IL · Property A

Single Family Investment Property · Address available upon request

Debt Service Coverage RatioQualifying rent ÷ PITIA
2.05×
Monthly rent
$1,850
Value
$199,100
Loan balance
$60,075

East Rockford, IL · Property C

Multi-Unit Investment Property · Address available upon request

Debt Service Coverage RatioQualifying rent ÷ PITIA
1.97×
Monthly rent
$2,600
Value
$198,100
Loan balance
$127,766

Current operations

Positive cash flow across the rental portfolio.

Based on the owner-provided schedule, monthly rental income is $10,675 against $4,529.66 in PITIA payments and $750 in scheduled maintenance and property costs.

01

$5,395.34

Monthly cash flow after listed PITIA and maintenance costs.

02

$64,744.08

Annualized cash flow based on the current monthly schedule.

03

2.36×

Portfolio DSCR: qualifying rent divided by PITIA.

Property schedule

Transparent asset-level figures

Property names are anonymized for confidentiality. Dollar amounts below reproduce the owner-provided portfolio schedule.

AssetMonthly rentMonthly mortgageMonthly costsMonthly cash flowValueLoan balanceNet book value
Asheville, NC · 2 units$4,350.00$1,405.00$300.00$2,645.00$653,000.00$151,482.65$501,517.35
East Rockford, IL · Property A$1,850.00$903.00$150.00$797.00$199,100.00$60,075.45$139,024.55
East Rockford, IL · Property B$1,875.00$903.00$150.00$822.00$178,100.00$73,043.67$105,056.33
East Rockford, IL · Property C$2,600.00$1,318.66$150.00$1,131.34$198,100.00$127,765.90$70,334.10
Rental portfolio$10,675.00$4,529.66$750.00$5,395.34$1,228,300.00$412,367.67$815,932.33
Additional real estate$305,500$185,887 loan balance · $119,613 net book value
Total scheduled real estate$1,533,800$598,254.67 total debt · $935,545.33 net asset position

Lender room

Financial documents, ready to review

Download the updated portfolio snapshot and detailed schedule. Supporting statements, rent rolls, loan statements, and full property addresses are available upon request.

Available upon request
  • Full property addresses
  • Current leases and rent rolls
  • Mortgage statements
  • Insurance and tax records

Financing relationships

Prepared for the next opportunity.

Living Legacy Properties welcomes conversations with banks and private lenders offering DSCR, investment-property acquisition, refinance, and portfolio loan products.

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These financial documents are available to authorized lending partners.